Borrow against the coins you already hold.
The desk covers pump.fun coins with deep liquidity and real trading. Each one gets its own limit, rechecked every 10 minutes.
How a loan works, start to finish.
Five steps from a coin in your wallet to SOL you can use, with the desk watching the whole way.
Connect Phantom
Open Borrow and connect your wallet. OtterLend reads your balances and nothing else until you sign a loan.
Pick a coin
Choose a pump.fun coin you hold. The desk shows its live loan limit, the most you can borrow and your liquidation price.
Borrow SOL
Lock the coins as collateral and receive SOL. How much depends on the coin's loan to value, set by the desk.
The desk keeps watch
Every 10 minutes it rereads liquidity, volume and holders. If your loan nears its liquidation line, it warns you on X.
Repay any time
Pay back the SOL plus interest whenever you like and your coins come straight back to your wallet.
Live numbers, nothing rounded up.
Straight from the loan book and the desk. The loan book stays empty until lending opens. The desk last checked every coin just now.
An AI risk desk that never logs off.
It rereads every coin every 10 minutes and explains each change in plain words. This is what it said last.
Listed at 20% loan to value, capped at 29 SOL. $173k of liquidity, 15,188 holders, the top ten hold 14%, $50.3k traded in a day. Risk score 34.
Cut from 20% to 15% loan to value. Risk score 47 to 48.
Listed at 15% loan to value, capped at 22 SOL. $152k of liquidity, 11,873 holders, the top ten hold 20%, $589k traded in a day. Risk score 58.
Loans paused. It traded $48,681 in a day, under $50,000.
Cut from 20% to 15% loan to value. The price moved 17% in an hour. Risk score 43 to 58.
Listed at 10% loan to value, capped at 18 SOL. $150k of liquidity, 3,633 holders, the top ten hold 14%, $981k traded in a day. Risk score 61.
Listed at 20% loan to value, capped at 38 SOL. $228k of liquidity, 5,779 holders, the top ten hold 33%, $81.9k traded in a day. Risk score 42.
Raised from 15% to 20% loan to value. Short term price swings eased. Risk score 46 to 42.
pump.fun coins that finished their bonding curve and pass the desk's entry rules: real liquidity, real trading, a wide spread of holders, a locked mint and no freeze key. The markets page lists every coin that qualifies right now.
Questions, answered.
The short version. The docs cover every rule the desk follows, with the numbers.
All questionsKeep your bags. Borrow SOL.
Unlock SOL from the coins you already hold, while the desk keeps an eye on every coin for you.
Borrow SOL